Lipi is the easiest way to track what you spend and stick to a budget. Log an expense in seconds, set limits that hold, and see your whole month at a glance.
Spent this month
Rs 42,380
Recent
See all ›
How it works
Type the amount, pick a category, done. Recurring bills add themselves, so you only log what actually changes.
Give each category a monthly limit. Lipi keeps a running total and tells you when you’re getting close.
At the end of the month, see where it went. One summary, one breakdown, no spreadsheet.
Inside Lipi
Amount first, then category. The keypad sits where your thumb already is, and your usual categories are one tap away.
Rs 450
Set a limit per category for the month. Every expense counts against it the moment you save, so you see what’s left before you spend.
Budgets
+Food
Monthly
Rs 7,200
spent
Shopping
Monthly
Rs 5,600
spent
Transport
Monthly
Rs 2,900
spent
Bills
Monthly
Rs 3,100
spent
A monthly summary and a category breakdown show exactly where the money went — and which category is quietly growing.
This month
Rs 42,380
By category
Cash, bank, card, wallet. Moving money between your own accounts isn’t spending, so your totals stay honest.
Accounts
+Across all accounts
Rs 86,450
Bank
Bank account
Rs 62,750
Wallet
Digital wallet
Rs 28,000
Cash
Cash
Rs 4,200
Credit card
Credit card
−Rs 8,500
Transfers
Rs 450
Budgets
+Food
Monthly
Rs 7,200
spent
Shopping
Monthly
Rs 5,600
spent
Transport
Monthly
Rs 2,900
spent
Bills
Monthly
Rs 3,100
spent
This month
Rs 42,380
By category
Accounts
+Across all accounts
Rs 86,450
Bank
Bank account
Rs 62,750
Wallet
Digital wallet
Rs 28,000
Cash
Cash
Rs 4,200
Credit card
Credit card
−Rs 8,500
Transfers
Your data
Lipi makes money from one thing: people who choose to pay for it. Not from ads, and not from you.
Nothing in Lipi is sponsored, and nothing you record is used to target you.
We don’t sell or share your personal data with advertisers or data brokers.
You add what you spend. Lipi never asks for your bank password.
Download everything you’ve recorded as CSV and JSON, whenever you want.
Close your account whenever you like, and everything you recorded is erased within 30 days.
Log expenses with no signal and have them sync when you’re back online.
Pricing
Free costs nothing. Premium costs one rupee — or one dollar, whichever you have handy. Prices only change with 30 days’ notice, and downgrading never deletes your data.
Everything you need to get your spending under control.
For people who run their whole financial life in one place.
Yes, really. One.
Install
Lipi runs in your browser and installs to your home screen — no app store, no big download, and it updates itself.
Open LipiFAQ
The Free plan is free, with no time limit. Premium is Rs 1 or $1 a month — not a typo. If prices ever change, you’ll hear at least 30 days before, and moving back to Free never deletes your data.
No. You record expenses and income yourself, or import them from a CSV file. Lipi never asks for your bank login.
Your data travels over encrypted connections, is only visible to your account, and is never sold or used for ads. You can export it or delete your account at any time. The privacy policy has the details.
Not yet. Offline logging with automatic sync is being built. For now Lipi needs an internet connection.
Yes. Import transactions from a CSV file, and export everything back out whenever you like.
Yes. The whole app works in English and Nepali, and you can switch at any time from settings.
Any modern browser on phone, tablet or computer. Install it to your home screen and it opens like a regular app.
What’s new
Takes a minute to set up. Free to start, one rupee if you want more.
Get started